Finwares

SWIFT Message Transformation & Mediation

Seamless conversion between MT and MX (ISO 20022) message formats

The Challenge

The financial industry is migrating from legacy SWIFT MT messages to the new ISO 20022 (MX) standard. This transition creates significant challenges: maintaining operations during migration, supporting both formats simultaneously, ensuring data accuracy during transformation, and managing the complexity of coexistence between old and new systems.

The Solution

Finwares SWIFT Transformation & Mediation solution enables seamless bi-directional conversion between MT and MX formats with complete accuracy. Our platform handles the complexity of format translation, data enrichment, and validation—allowing you to migrate at your own pace while maintaining full operational continuity.

Key Features & Capabilities

Bi-Directional Transformation

Convert MT to MX and MX to MT with complete fidelity, supporting all major message types including payments, securities, and trade finance

Intelligent Data Mapping

Advanced mapping engine handles complex field transformations, data enrichment, and format-specific requirements automatically

Validation & Compliance

Built-in validation against SWIFT standards, ISO 20022 schemas, and market practice rules ensuring compliance

Data Enrichment

Automatically enrich messages with additional data required by the target format, leveraging reference data and business rules

Exception Handling

Sophisticated exception management for edge cases, with configurable rules and manual intervention workflows

Testing & Simulation

Comprehensive testing tools to validate transformations before production deployment, with detailed comparison reports

Business Value

  • Accelerated Migration: Reduce ISO 20022 migration time by up to 60% with automated transformation
  • Operational Continuity: Maintain business operations during migration with seamless coexistence of both formats
  • Risk Reduction: Eliminate manual transformation errors and ensure compliance with automated validation
  • Future-Ready: Position your organization for the ISO 20022 future while supporting legacy systems
  • Enhanced Data Quality: Leverage richer ISO 20022 data for improved analytics, compliance, and customer service

Supported Message Types

Our transformation engine supports all major SWIFT message categories:

Payments (pacs, pain, camt)

Customer and bank-to-bank payments

Securities (sese, semt, setr)

Settlement and custody messages

Trade Finance (tsmt, tsin)

Trade services and guarantees

Cash Management (camt)

Account reporting and statements

Ready to Accelerate Your ISO 20022 Migration?

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